December 23, 2010
Do you have any New Year’s resolutions? Everybody has at least 1 or 2 things they want to change in the new year: eat healthier, lose weight, exercise more, etc... How about getting out of debt? Okay, what do you mean get out of debt? No credit card debt or loans -- not owing anybody anything. In 2006, my husband and I were introduced to Dave Ramsey, a great financial mentor.
Another financial nut? At first I thought,"Oh brother, what are we getting ourselves into?" The more we got into his book and programs, the more I saw that this man was right in what he says. There is wisdom in the words, "The borrower is slave to the lender." I never realized what that meant. But, now I do. We have done what Dave Ramsey said to do, and have started to see light at the end of a dark tunnel.
Mid-Continent has copies of different books he has written. Total Money Makeover is one that my husband and I own, and is available in our system.
No more credit cards or loans -- pay everything with cash. I know that before the year 2011 is over, we will be debt free, except for our house payment. It will be a wonderful feeling to say that we are living debt free. Dave Ramsey always says "Live like no one else, so you can live like no one else."